Enterprise-grade safety judgment, without the enterprise overhead.
Senior safety and compliance advisory for carriers defending their loss ratio, their insurance position, and their license to operate — with every finding, response, and corrective action kept on the record.
One incident costs more than three years of this program.
Most carriers find out their safety program is thin the same week an auditor or an underwriter does. The gap between written policy and daily practice is where the loss ratio quietly turns. The question is not whether you can afford the program — it is whether you can afford the incident.
The finding first. Then the evidence. Then the move.
Architecture review
Every engagement opens with the Safety Program Architecture Review — a fixed-fee diagnostic across thirteen domains, from DQ files and hours of service to consequence management and safety culture. Findings land on the record, each tied to the CSA exposure it carries.
The finding
We show you the pattern in your own numbers: loss concentration, driver risk distribution, the policy-to-practice gap. The finding first, then the evidence — and your answer goes on the record beside it.
The levers
A prioritized set of moves — re-tiering, coaching architecture, underwriter strategy — sequenced by loss impact, not by what's easiest. Corrective actions carry a name and a date, and the program's health is computed from whether they close.
The standard, held
Recurring advisory keeps the program under pressure between reviews, on-demand guidance is answered and kept, and the whole exchange exports as the Program Record — the document you hand an underwriter at renewal.
One standard, however you start.
Start with the Architecture Review — the diagnostic stands on its own, and half the fee credits against your retainer if you continue within 30 days. The published retainer is Essentials; Professional and Enterprise programs (deeper cadence, incident response, fractional safety-officer access) are scoped in a discovery call.
Architecture Review
Know where it holds before you commit.
For carriers who want the honest diagnostic first — the program as it actually is, on the record.
- Full-program diagnostic across thirteen domains
- Findings with evidence, severity, and CSA BASIC exposure
- A prioritized remediation sequence, by loss impact
- The branded review document — yours either way
- Half the fee credits against your retainer within 30 days
Essentials
The program, under standing pressure.
For carriers who want senior judgment on call and a record that builds itself.
- Monthly advisory session, findings on the record
- Corrective actions tracked to closure, with owners and dates
- On-demand regulatory guidance — asked, answered, kept
- Program health computed from the record, never asserted
- A monthly digest to your inbox, unprompted
- The Program Record — the renewal document, exported anytime